Thinking about keeping your home after divorce? Before making a decision, uncover the truth about the real costs and financial impact! In this video, we break down everything you need to know about calculating true home equity, navigating refinancing, buyouts, and selling, and avoiding the common mistakes that leave many divorced homeowners struggling. Learn how to evaluate your finances, handle unexpected expenses, and determine the best option for your future. Whether it’s refinancing, buying out your ex, or selling, this is the roadmap to making the right decision for your long-term stability. Don’t let emotions cloud your judgment—watch now and take control of your financial future!
Welcome to David Xie Mortgage Guy! I’m David Xie, a licensed mortgage broker with 18+ years of experience helping clients navigate the mortgage process—especially those who have been told “no” or feel lost in a mortgage call center. If you’re self-employed, facing credit challenges, or just need expert guidance, I’m here to provide personalized solutions.
I believe in hard work, exceptional service, and putting people first—from my family to my clients and colleagues. With access to hundreds of mortgage options and competitive wholesale rates, my goal is to make the mortgage process stress-free. Join me for mortgage tips and the best strategies to achieve homeownership.
For Business inquiries, please use the contact information below:
Why High Rates Are a BIG Advantage! #shorts #realestate
Why High Rates Are a BIG Advantage! #shorts #realestate #highrates #homebuying #mortgagetips #incentives #investment #housingmarket #builderincentives #realestatetips #homeownership #FHAloan #VAloan
Avoid costly FHA pitfalls with this essential home loan insight! In this video, I want to talk about how comparing FHA and conventional loans can save you big in the long run. From understanding mortgage insurance premiums (MIP) to exploring down payment options and interest rates, I break down everything you need to know to make the best decision for your financial goals and home buying experience. Whether you’re a first-time homebuyer, considering USDA loans, or looking for down payment assistance programs, I’ll guide you through the key steps to set a budget, get preapproved, and navigate today’s competitive real estate market.
Connect with me as I share real-life examples, like how one of my clients saved money by rethinking their down payment strategy and eliminating debt. Plus, learn how to prepare essential documents for a smooth preapproval process and how to budget for upfront costs like inspections, credit reports, and closing costs. If you’re exploring manufactured homes or unique loan programs, I’ll also explain how to make your offer stand out in this seller’s market.
Our team is licensed to operate in multiple states and is dedicated to helping you find the best loan solutions tailored to your needs. Ready to save time, money, and stress? Let’s work together to create your personalized home buying plan. Reach out to schedule a consultation and start your journey to homeownership today!
CHAPTERS:
00:00 - Loan Requirements, Interest Rates, Down Payment Options
01:12 - Document Gathering for Loans
03:12 - Money, Down Payment, Closing Costs Explained
07:06 - Importance of Pre-Approval Before House Hunting
09:42 - Crystal’s Home Buying Story
11:06 - Budgeting for Upfront Home Costs
12:35 - Budgeting for Transaction Costs in Real Estate
14:32 - Budgeting for Post-Transaction Costs After Purchase
Explore Chesapeake VA: Luxury Living Under $500K! ๐ก Discover stunning homes with 3-4 bedrooms, open layouts, and spacious lots perfect for family living—all within a budget of $500,000. Nestled in the heart of Hampton Roads, Chesapeake offers the ideal blend of coastal charm, military convenience, and vibrant community life. From top-notch schools to outdoor adventures at Oak Grove Lake Park and the Great Dismal Swamp, this city has something for everyone. Whether you’re a military family or a nature enthusiast, find your dream home near naval bases, the Virginia Beach Oceanfront, and the Outer Banks. Experience luxury living without breaking the bank in Chesapeake! Like, share, and subscribe for more insights on Hampton Roads real estate. ๐ ✨
CHAPTERS:
00:00 - Introduction to Chesapeake, VA
00:20 - Living in Chesapeake, VA
00:44 - Cost of Living in Chesapeake
01:08 - Military Bases Near Chesapeake
02:13 - Activities and Attractions in Chesapeake
02:59 - Nature and Outdoor Spaces in Chesapeake
03:29 - Getting Started in Chesapeake
04:01 - Conclusion and Final Thoughts
Welcome to David Xie Mortgage Guy! I’m David Xie, a licensed mortgage broker with 18+ years of experience helping clients navigate the mortgage process—especially those who have been told “no” or feel lost in a mortgage call center. If you’re self-employed, facing credit challenges, or just need expert guidance, I’m here to provide personalized solutions.
I believe in hard work, exceptional service, and putting people first—from my family to my clients and colleagues. With access to hundreds of mortgage options and competitive wholesale rates, my goal is to make the mortgage process stress-free. Join me for mortgage tips and the best strategies to achieve homeownership.
For Business inquiries, please use the contact information below:
The Truth About Rising Home Costs ๐ #shorts #realestate
The Truth About Rising Home Costs ๐ #shorts #realestate #housingmarket #homeprices #housingcosts #realestateinvesting #propertyvalues #homebuying #housingtrends #renovationcosts #USmarket #brickvsvinyl #housingcrisis
The Hidden Cost of Buying a Home in 2023 ๐ก #shorts #realestate
The Hidden Cost of Buying a Home in 2023 ๐ก #shorts #realestate
#housingmarket #realestate2023 #homebuyingtips #highercosts #inflation #interestrates #homeinsurance #constructioncosts #housinginventory #realestatemarket #propertyprices #homeownership
Save $42K on your mortgage with these 3 game-changing refinance tips! In this video, mortgage expert David Xie shares proven strategies that have helped real homeowners save thousands. Whether you have excellent credit, an average score, or are exploring cash-out options, you’ll learn how to optimize your refinancing approach and tailor it to your financial goals. From creating lender competition to leveraging credit improvements and choosing the right financial products, these practical tips could change your financial future. Don’t miss out on actionable advice that could help you achieve up to $127K in lifetime interest savings. Watch now to take control of your mortgage and unlock your potential savings!
CHAPTERS:
00:00 - Intro to Credit Strategies
00:47 - Case Study 1: Good Credit Benefits
03:59 - Case Study 2: Average Credit Insights
06:48 - Case Study 3: Cash Out Refinance vs Home Equity Loan Comparison
Welcome to David Xie Mortgage Guy! I’m David Xie, a licensed mortgage broker with 18+ years of experience helping clients navigate the mortgage process—especially those who have been told “no” or feel lost in a mortgage call center. If you’re self-employed, facing credit challenges, or just need expert guidance, I’m here to provide personalized solutions.
I believe in hard work, exceptional service, and putting people first—from my family to my clients and colleagues. With access to hundreds of mortgage options and competitive wholesale rates, my goal is to make the mortgage process stress-free. Join me for mortgage tips and the best strategies to achieve homeownership.
For Business inquiries, please use the contact information below:
Learn how FHA loans create real estate millionaires by unlocking the door to wealth through low down payments and accessible financing. Discover how Mike turned his $1,800 rent into a triplex investment, living rent-free while collecting $2,400 in rental income. FHA loans make multifamily property ownership possible with just 3.5% down, even for those with limited credit or savings. From house hacking to refinancing, this video breaks down proven strategies to start building your real estate portfolio and achieve financial freedom. Stop paying rent and start investing in your future today! Watch now to learn how to make your first move in real estate investing.
CHAPTERS:
00:00 - Mike’s Journey: From Renting to Triplex Ownership
00:38 - Overcoming Barriers: Why People Avoid Real Estate Investing
02:49 - Understanding the Numbers: Real Estate Calculations Explained
06:19 - Expanding Your Portfolio: Strategies for Growth
09:02 - Take Action Now: Starting Your Real Estate Journey
Welcome to David Xie Mortgage Guy! I’m David Xie, a licensed mortgage broker with 18+ years of experience helping clients navigate the mortgage process—especially those who have been told “no” or feel lost in a mortgage call center. If you’re self-employed, facing credit challenges, or just need expert guidance, I’m here to provide personalized solutions.
I believe in hard work, exceptional service, and putting people first—from my family to my clients and colleagues. With access to hundreds of mortgage options and competitive wholesale rates, my goal is to make the mortgage process stress-free. Join me for mortgage tips and the best strategies to achieve homeownership.
For Business inquiries, please use the contact information below:
